When Is The Right Time To Get Your Travel Insurance Policy?
The most essential thing to remember is that travel insurance is necessary for any trip. The best practice is to buy it as soon as you book and pay for your non-refundable vacation. Purchasing early ensures you’re covered right away.
How Far In Advance Can One Book Travel Insurance?
Make sure you are well-versed with the different types of travel insurance. For infrequent travellers, single-trip travel insurance is ideal. It can be booked in advance, starting the day of purchase, providing safety from planning to departure. Single trip plans end on your specified return date.
Annual trip insurance suits frequent travellers and can be bought up to 30 days in advance. It covers the purchase or ticket booking date. Ensure your itinerary aligns with the coverage start date—annual plans last around a year.
A travel insurance plan can be purchased for two years straight protection and 60 days in advance if you’re taking a gap year or career break.
Advantages Of Purchasing Travel Insurance Early:
When you purchase travel insurance plans in advance, you gain a lot of advantages. These are what they are:
Cancellation Protection:
The primary claim reasons are trip delays and cancellations. With travel insurance, you can save money if you have to postpone or cancel your trip. Buy insurance to benefit from cancellation coverage, but you can’t claim for events you knew about in advance, like purchasing it after getting ill. The earlier you buy, the more secure your trip and expenses. *
Unforeseen And Unfortunate Circumstance Protection:
The risk is shared between you and the insurance provider if you purchase travel insurance in advance. Depending on your travel insurance provider and policy, various unfortunate events must be covered. To understand what is covered by the insurance plan, carefully and thoroughly read the fine print of your policy. You may be able to claim missing your vacation due to a variety of other unforeseen circumstances. *
Medical Protection:
Travel insurance may offer protection for illness or injury during your trip. If you become ill right before your journey, coverage starts when you purchase the plan. It should reimburse the trip cost if you can’t go due to illness, yours or a family member’s. Remember to disclose pre-existing medical conditions when buying insurance to determine coverage and potential additional costs. *
Customised Travel Insurance Protection:
You can modify travel insurance to suit your needs best if you purchase travel insurance in advance. You can even include cruises, tours, or sports in your insurance plan to create a travel plan that is ideal for you.
The most essential travel insurance advice is to read the fine print of your policy document carefully and fully comprehend what you are and are not covered for before purchasing any travel insurance plan.
When selecting the right travel insurance, comparing different policies is crucial. Cost-effective is sometimes better. Ensure your approach is comprehensive and won’t leave you under-insured. To safeguard your money, purchase insurance to start on the day of purchase, not just when your trip begins.
*Standard T&C Apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
